After looked into all document in this claim, have the issue as following:
1. Who is the insured sold his car to? The insured should follow the buyer for our company takes the statement.
2. Has an agreement or not
3. Who drove the insured vehicle, our insured allow him or her drove the vehicle or not
4. At that time of accident the driver do something outlaw or not
5. If the insured accepted to pay the damage of T/P property, the insured done by himself never informed AIG to know that
Recommend to assign K.Somsak to investigate this case immediately.