• You have enjoyed your friendship with Frankie and his family. You have also enjoyed the sailing holidays.
• You are very upset that this matter has not been sorted out and that Frankie has brought it this far. You do not like to argue with Frankie, as you have been good friends for a long time.
• On the other hand, you do not think it is right that you should have to pay the full cost of the repair of the boat. You are angry that Frankie seems to think he can push you into paying this money.
• You would like to use the £15,000 insurance money to build a new purpose-built workshop and buy some really good new machinery.