AKG’s origins are important. As an organisation AKG comes from the perspective of providing financial strength ratings and assessment together with support for the UK intermediary sector in the context of required information on life companies, and other entities which that sector advises on. Essentially specifically designed to meet the needs of those selecting product providers for the delivery of products / propositions to meet the need of advised clients and their requirement for the assessment of financial strength to fit with this activity.
This focus, together with its use of an actuarial skill set blended with market/ distribution knowledge, has created a unique expertise, as distinct from the global ratings agencies or those providing credit ratings. Particularly where those agencies may be primarily coming from the perspective of meeting the requirements of a different audience, notably debt / equity investors.
Thus whilst many ingredients of AKG’s ratings activity and that of other ratings organisations will necessarily be common, AKG notably comes from this different starting point in having a sole focus on the selection needs of end clients of providers and their advisers and has constructed its offering specifically from this perspective.
This is further manifest in the key definition AKG places on financial strength (for both ratings and assessment). Namely, that the objective is to go beyond purely a consideration of solvency (albeit this will always be an important part of the mix) and consider in what format an organisation may be able to survive to meet the fair expectations of customers and their advisers. Expectations, which must include the experience encountered by these two groups, will therefore include ongoing operational abilities and performance.
This is often summarised as three key underlying questions relevant to an intermediary and their clients:
AKG’s origins are important. As an organisation AKG comes from the perspective of providing financial strength ratings and assessment together with support for the UK intermediary sector in the context of required information on life companies, and other entities which that sector advises on. Essentially specifically designed to meet the needs of those selecting product providers for the delivery of products / propositions to meet the need of advised clients and their requirement for the assessment of financial strength to fit with this activity.This focus, together with its use of an actuarial skill set blended with market/ distribution knowledge, has created a unique expertise, as distinct from the global ratings agencies or those providing credit ratings. Particularly where those agencies may be primarily coming from the perspective of meeting the requirements of a different audience, notably debt / equity investors.Thus whilst many ingredients of AKG’s ratings activity and that of other ratings organisations will necessarily be common, AKG notably comes from this different starting point in having a sole focus on the selection needs of end clients of providers and their advisers and has constructed its offering specifically from this perspective.นี่คือรายการเพิ่มเติมในกำหนด AKG บนความแข็งแกร่งทางการเงิน (สำหรับการจัดอันดับและประเมิน) คือ ว่าไปนอกเหนือจากการพิจารณาสภาพคล่องในเพียงอย่างเดียว (แม้ว่านี้มักจะเป็นส่วนสำคัญของผสม) วัตถุประสงค์ และพิจารณาในรูปแบบองค์การอาจจะอยู่รอดเพื่อตอบสนองความต้องการของลูกค้าและประการของแฟร์ ความคาดหวัง ซึ่งต้องรวมถึงประสบการณ์ที่พบ โดยสองกลุ่มนี้ จึงจะรวมความสามารถในการดำเนินงานอย่างต่อเนื่องและประสิทธิภาพนี้มักจะเป็น summarised เป็น 3 คีย์แบบคำถามที่เกี่ยวข้องกับตัวกลางและลูกค้าของพวกเขา:
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