The individual pay isn't that large of course, it will still take some time for Rinia to clear her debt.
However, with the business as it is now, it's still possible to expand.
After gathering the capital, we could expand or start a new business, Rinia might be able to pay off her debt in one go.
And if that's the case, by the time Rinia pays down around half her debt, I could probably write a cancellation of debt letter. I'm not particular attached to money anyway.