quality of life and satisfaction one will achieve. However,
Csikszentmihalyi (1999) notes that high consumption levels
do not always provide benefits; on the contrary, such
levels of consumption may adversely affect individual welfare.
The result obtained with respect to materialism and
risk perception is also noteworthy; indeed, there is a negative
relationship, indicating that people with high levels
of materialism tend to have low perception of risk because
the satisfaction of their needs becomes the central task, regardless
of the risk incurred.
With respect to the hypothesis regarding the relation
between money values and propensity toward indebtedness,
it is observed that people who value possession of
money tend toward a lower propensity of being in debt
because they are predisposed to saving and spending only
what is planned beforehand.