Today, the road ahead for the banks whether conventional or
Islamic is multiple and complicated, they are following their
customers who want choice, convenience and control in minimum
time and maximum quality in 24 hours banking service and 7 days
banking work. Nowadays the globe due to the products of Electronic
Data Processing (EDP) environment is the world of technology and
communication and if only one bank innovates a new product,
promptly other banks by their clients are asked to present such
product.