If the Bank has made an adjustment to increase or decrease the total amount of the Short-term Revolving Credit as provided in the first paragraph of Clause 1.3, the Credit Applicant and the guarantor agree to sign the memorandum of agreement in standard forms and substance satisfactory to the Bank which is deemed to be an integral part of this application.
If the Credit Applicant has withdrawn the existing Short-term Revolving Credit made with the Bank before signing this application and still has unpaid debts owed to the Bank, the Credit Applicant and the guarantor agree that such unpaid debts shall be deemed to be a part of the debts under this application.