Casey Consumer runs a small restaurant. She lives in her apartment above the restaurant. Last month, Carey went to the local appliance store to buy an oven for her business. Casey agreed to pay $150 a month for one year to pay for the oven. On the way home, she stopped in a local electronic store and bought a new TV for her bedroom that cost exactly the same thing as the oven. She agreed to pay $150 a month for one year for the TV.