Wilson et al. (1988) found high scores for risk management methods relating to communication with hired labour, use of consultants, use of management information systems, and forward contracting. Results from Patrick and Musser (1997) showed that the large-scale US cornbelt farmers saw liability insurance, financial/credit reserves, debt/leverage management, and (also) forward contracting as important managerial responses to risk. Both studies found low scores for off-farm employment, indicating that this was not seen an important risk management strategy.