My lovely wife Heather has done the micro-management of our money in the past. That is, I take care of retirement saving and the big picture, Heather takes care of paying the bills and managing our monthly expenditures. In other words, I tell Heather about stuff that she doesn’t understand at all (RRSPs, RESPs, etc) and she tells me that I eat at McDonalds too often. Since moving to Ottawa, though, everything has gone to hell. We have been spending like twice-drunken sailors. Between renovations, travel, and general disregard for our personal safety… we are spending too much. Not to mention that we have now been a one-income family for a year and my previous income was pretty reasonable. So, there’s a new sheriff in town. Heather has put me in charge of the money.