Low education : Low education levels make people lack knowledge and no quality that can not be applied to develop themselves. “ Education is a rope that can carry us to greatness. It is one of the most important things in life because without education you can not contribute to the world or earn money, and lack knowledge. ” Low education levels make people lack knowledge : “ Knowledge is a familiarity, awareness or understanding of someone or something, such as facts, information, descriptions, or skills, which is acquired through experience or education by perceiving, discovering, or learning. Knowledge can refer to a theoretical or practical understanding of a subject. It can be implicit (as with practical skill or expertise) or explicit. ” When people who lack knowledge, their disadvantaged to struggle for do a good work. So the knowledge is very important for everyone. If people who lack knowledge risk to without work because they have not skill to do work or their should do poor job. Low education levels make people no quality : “ Quality is attribute, property agree in meaning a particular characteristic (of a person or thing). A quality is a characteristic, innate or acquired, that in some particular, determines the nature and behavior of a person or thing. ” When people who no quality, they have not reliability in doing work. Its happens because they have not enough experience, skill, and knowledge to doing work. Reliability in doing work is important because its tell you that how much of ability to do work. So the quality as important as knowledge for everyone. Therefore people who lack knowledge and no quality have not work because they have not enough qualification to find work or find work more difficult than people with higher education and higher quality. It make many problems of monetary because if their get less salary, they have not enough money to paying. In present, money is very important in my life because of the money use to buying or paying basic needs of people. Thus they have not enough money, their go to borrow money from illegitimate. It make their have debt. When their have debt from illegitimate, its fragment to risk. So low education levels is the main cause of poverty in Thailand.