REMEDIES AND WAIVERS
No failure to exercise, nor any delay in exercising, on the part of the Bank, any right
or remedy under this Agreement shall operate as a waiver, nor shall any single or
partial exercise of any right or remedy prevent any further or other exercise or the
exercise of any other right or remedy. The rights and remedies provided in this
Agreement are cumulative and not exclusive of any rights or remedies provided by
law.