People generally have looked at whether there is some association between some overall risk management index or score and things like firm variability and stock price. We’re really trying to say, “Okay, what are the mechanisms here?” If I’m a manager, just saying, “Okay, I should have better risk management,” really is not going to help much. What I want to know is, how do I organize my firm? The reason we start at the board is the whole notion that the tone is always set at the top. Forget about worrying about how I do individual risk management. The first thing you’ve got to do is get the whole company on board, and it’s got to start with the board of directors. That’s very different than what other people have done, but until you can say, “Well, what’s the mechanism I have to put in place to make sure that we put risk management as a strategic issue in the firm?” — there’s no point.