As checked with the insurance policy and discussed with K.Pantip (an agent), there is a moveable property insurance policy covering for computer & like, briefcases and other personal effect e.g. lap tops, tablet, mobile device. However, there are some concerns as listed below that we should consider i.e.
- There is a deductible of THB 30,000 for each and every loss or damage, meaning that if the device damage is less than such amount, they will not recover damage for us. Recommendation from the agent, we have to summarize how many of the devices which should be covered and send this information to them for consideration if the deductible can be reduced with no extra premium charge.
- The existing clause for coverage under this policy is only applied to executive whilst travelling on assignment. This clause shall be revised with the insurance to extend the scope to cover for other staff as assigned the company as well.
- For other equipment in up-country, they are covered under all risks policy.