Internet and digital technologies are transforming our societies, with an incredible potential for new opportunities, but also presenting challenges. From online payments for goods and services to peer-to-peer lending, omnipresent connectivity, infinite data and artificial intelligence are fundamentally transforming the financial services industry. On January 26, 2016 ACCA and Deloitte organised an event on how finance professionals should embrace changes and on finding the balance between performance, convenience, security and privacy.