SME is an important part of our national economy construction. Statistics indicated that our country small and medium-sized
enterprise's quantity accounts for the actual total number of enterprises at present 99%. The small and medium-sized enterprise
generally refers to the scale to be small or to be at the undertaking stage. The enterprise in the growth stage includes scale in
stipulation standard following legal person enterprise and natural person enterprise. Looking from the actual management, the small
and medium-sized enterprise management scale is small, enterprise's sales revenue and the total property are also low, most small and
medium-sized enterprises were still at the development phase.