Although the core of Mill’s message might arguably be deciphered already from a single
sentence of Tooke, it is Mill who must be credited with the elaboration of this idea.
While the sentence in question is rather obscure, and the idea is not well developed
elsewhere in Tooke's text, Mill, on the other hand, spends several pages on the same
topic delivering a reasonably clear account of what the relation of credit and prices he
maintains to be.