You may aware that our official Confirmation slip in 2012.2013 was wrongly specified the percentage of NCB while the reinsurer had agreed to offer NCB 7.5%. The policy wording is also specified NCB 7.5%. Therefore, we will release the alteration slip which will be reflected two propose which is 1.) to correct the NCB percentage to 7.5% and 2.) the calculated of NCB returned accordingly.