I devise the lifelong right of use on my overall inheritance to my husband Herbert Keller, born on 13.04.1953, at Schlosswil BE, resident in the same residential address, as per article 745 ff of Swiss Civil Code.
Herewith additionally I benefit him from all my financial securities- (particularly from the 3rd column) and insurance payable at death, as far as the rules of procedure and provisions of insurance allow.