You learned earlier in this chapter that an escrow service is an independent part that holds a buyer's payment until the buyer receives the purchased item and is satisfied that the item is what the seller represented it to be. Some escrow services take delivery of the item from the seller and perform the inspection for the buyer. In such situations, buyers give the escrow service authority to examine. Usually, escrow agents that perform this service are art appraisers, antique appraisers, and the like who are qualified to judge quality, usually with better judgment than the buyer. Escrow services do, however, charge fees ranging from 1 to 10 percent of the item's cost, subject to a minimum fee, typically between $5 and $50. The minimum fee provision can make escrow services too expensive for small purchases. Escrow services that handle Web auction transactions include Escrow.com and eDeposit. Some escrow firms also sell auction buyer's insurance, which can protect buyers from no delivery and some quality risks. There have been cases of escrow fraud, especially in auctions of high-value items The Better Business Bureau recommends that consumers determine whether an escrow service is licensed and bonded before using it. Consumers can do this by contacting the appropriate licensing agency in the state in which the escrow service is located. The Better Business Bureau recommends avoiding offshore escrow companies entirely