As you may be aware, we have recently changed banks from Wells Fargo to TD Bank. It turns out that TD Bank does not have the capability that would allow us to bear any charges taken by intermediary banks as we did with Wells. What this means is that the fees charged by your local bank on the incoming wires are being deducted from our payment and you are not receiving the amount that you are expecting. From what we can see, it appears that the charge being deducted by the local bank is Baht 650.