If paid in equity of the EIB is doubled, paid-in capital would only have to increase by around €12 billion. This, given a leverage of eight, (which is high in comparison to other instruments) would generate an ability for the EIB to increase loans by around €95 billion in total during the next few years. If the loan increase is distributed over four years, it could for example lead to increased lending of € 10 billion during 2012 , to €35 billion lending growth in 2013, and to €25 billion annually in 2014 and 2015(all these figures are for lending above that which would have happened without the capital increase).