THIS IS KEY. PAY ATTENTION
In the appeal, make sure you click YES when they ask have you tried to make another ad.
Make sure you click YES when they asked have you tried/added a funding source.
Make sure you hit YES for all the options to tell them that you've tried everything.
Now in my case I did not use my Visa but my brother's. So everything was linked to his.
Then the empty spaces they give you for explanations, DO NOT MISS THIS.
The first paragraph will ask you if you've noticed any suspicious activity on your account. This is where you let loose. Tell them specifically that you've never had ANY suspicious activity on your account. Tell them that you're the only person who has access to the account. Tell them your mistake whether you used a different computer or whether you changed the ad to many times. BE SURE to tell them that your antivirus is up to date and that you only access https sites to protect your identity and all your valuable passwords. Include all that crap into your paragraph and then finish off with
"I hope that you guys can allow me to repost my ad as I believe this is a great misunderstanding. I'm extremely sorry for the bother and I hope you have a great day,
Your name"
This paragraph has to be big, make sure you emphasize on how you protect your identity online and how smart your are at doing so without blankly stating it.
This is what I did, and they gave me my key to freedom. Don't mess up though. You only have one appeal so make it count. And make sure you're on an established facebook account, I would use your personal that's even better. I now have to use my brother's since I'm screwed now but that's fine. Don't make the same mistakes from me and learn!
Hit submit. And wait for the good news.
Don't forget to hit "Thanks" if this helped you out!
I was so happy I finally figured this out and I hope you will be too!