but company insurance u need to pay 1s then only claim back from company and it will took abt 1 month to get the claim.
use company insurance u need to pay ur own $ 1st then u submit all the necessary document to Priscila for claiming.
once u submit to priscilla it will took abt 1 or 2 monthe to get the claim cheque from SG that that in SG currency then u will loss in currency exchange if the rate good then ok.