The study was designed to define that microfinance affects the acquisition of household assets. The
respondent households were asked questions about the loan to invest in assets. About 3% of households invested the loan in buying land, and about 15% of them borrowed money from MFIs to buy farming equipment such as walking tractors, pumping machines etc. This reflects the mild effect of the micro-credit program on increasing household income. Furthermore, about 20% of households were found to buy TVs, mobile phones, pumping machines etc. by using the income from farming or business. Nevertheless, credit officers reported that a minority of households had sold property and land to repay the loans of MFIs.