System Integrators / Custom Programmers
Why Clients Require You to Carry Insurance
Whether you’re working directly with a client or through a staffing firm, if you’re a systems integrator or
custom programmer, you’ll probably have at least one client who requires you to carry some level of
insurance. Maybe you have a few employees, or maybe you’re a one-person shop. Either way, you might
wonder if all that coverage is really necessary.
You already know the bottom line: If your client says it’s necessary, you’ve got to have the proper
coverage in order to get the work. The good news is that in almost all cases, the insurance coverage your
client requires can be both affordable and can reduce liability for your business.
Typically, clients want insurance for software developers, system integrators and programmers to
include some or all of the following four types of coverage: