But perhaps more than that, it requires a redefinition of why we aspire to own a home in the first
place. Is it because we want somewhere to live, or is it really because we want to make money?
"The reason why people in Britain want to own their own home, I think, is because that's the only
way you can get security," says Calum Green. Because of that, Luke Murphy believes CLTs which
link prices directly to wages could really catch on. "Yes, you will forego the increase in your own
assets, but it does bring the other benefits of home ownership: security, being able to put down
roots in your own community, and control over your environment." For a generation of parents who
were able to afford a home themselves, but who know guiltily that their children will never be able
to do so, the idea also provides some hope. As Calum Green says, "We need to lock affordability
in, so it's not just beneficial for one family, but it's beneficial for generations to come.