”conservative“
Our investment philosophy is long-term buy and hold. We do not
sell penny stocks, commodities, or other high-risk instruments.
As a result we do not serve day traders and see no need to offer
online trading.
We charge commissions on trades because this is the cheapest
way to buy stocks (compared with a wrap fee, which charges annually
as a percentage of assets) when the average length of time
the investor holds the stock or mutual fund is over 10 years.