We should also mention there are differences in the play when you have a pair. In most baccarat games you rarely bet on the pair and it will depend on the table. In some instances a pair will result when you deal the cards. If the table allows you to bet on this pair you have an 11 to 1 payout. There are only 6400 combinations to get pairs with a probability of .075. The return is .82 percent.
If you look at the chart you will notice there are more combinations for the banker to win than there are the player and especially the tie. In strategy it will be imperative to follow the better bet that you can make so that you get more winnings during the game. The probabilities will show you the frequency that you win on any given bet.