Bangkok Bank Public Company Limited provides financial services for all customer groups in Thailand. The bank offers various transaction account facilities, such as savings and current accounts; and various deposit facilities, such as fixed deposits, mutual funds, and bonds to its individual customers. Its services include payment services, such as bill payments, utility payments, income tax payments, and ATM payments; phone banking; Internet banking; exchange services; and credit card services. It offers various loan services, including home loans and personal loans. For business customers, the bank provides trade finance, including imports and exports; treasury services; various loans, including working capital and investment loans; merchant banking services; and credit card facilities. The subsidiaries include BBL (Cayman) Limited, Bangkok Bank Berhad, Bualuang Finance Company Limited, Sinnsuptawee Asset Management Company Limited, Bualuang Capital Augmented Preferred Securities (CAPS) Fund, and BBL Asset Management Company Limited. Loan portfolio Bangkok Bank’s loan portfolio includes home loans, personal loans, traveling loans, and education loans, as well as asset capitalization loans and business loans. The bank also makes government supported loans, small and medium enterprise development loans, and agricultural loans. Investments The company invests primarily in government and state enterprise securities, and other debt and equity securities. Significant Events Bangkok Bank has expanded its international fund transfer network, partnering with Western Union Co. to provide customers access to approximately 355,000 Western Union Agent locations in approximately 200 countries and territories. Like Bangkok Bank account holders, non-customers, including foreign residents and travelers are also able to send and receive money internationally. The Western Union Money Transfer service is available approximately 400 Bangkok Bank locations nationwide, including branches, micro-branches and foreign exchange booths displaying Western Union signage which provide extended service hours and open also at weekends.