In 2011, direct out-of-pocket payments (20.2%) accounted for the larger part of all private expenditure on health.
Cost-sharing in SHI and VHI accounted for 5.5 percent and 0.1 percent, respectively, of total health expenditure.
Most out-of-pocket payments were spent on dentistry and long-term care. Almost 90 percent of all expenditure
on dental treatment is paid for by private households.