But if one understood business common sense, and business common sense is just plain common sense, this analogy applies: if one owed a debt of $ 1 million, but had a total worth of US$ 1,000 million ($1 billion), and had $10 million each in 100 banks, it is not difficult to change banks, get another loan, even prod the top management of that bank to fire the top executive responsible for displeasing the depositor, without even repaying the lending bank. The other 99 banks would be more than willing to take over the role of that lending bank which lost its customer – even to the extent of promising to pay the unpaid $ 1 million debt to that lending bank. This analogy applies to Soeharto government’s disbanding the IGGI.