In view of WMCIP’s EDC sub-component, the study further identifies the
factors that enable or limit successful design and implementation of microcredit
program and the provision of public support services. The enabling factors are vital to
planning and decision-making that will eventually make the program effective and
appropriate. The limiting factors, on the other hand, facilitate the identification of
strategies to manage and control credit risks and other circumstances that may hinder
participation and adversely affect the attainment of objectives and desired outcomes.