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To become a business owner, you must have access to financial capital that you can invest in the start-up. This creates a higher entry barrier to becoming an entrepreneur, than to simply taking a job as someone's employee. You may need to pour your savings and earnings into a business, not just at the beginning but throughout the lifetime of a business. A business has the potential to eat away at your finances, while being an employee simply provides you with income with little risk, except losing your job and income stream.
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