The Insured submitted documents containing the design criteria and engineering calculation
sheet for the damaged retaining wall and the calculation of the soil bearing design. Having
reviewed the documents, we found that the retaining wall was in line with the design criteria
of the strength design.
With the above information provided, we are of the opinion that when the water level of the
canal had risen during that heavy rainfall, the water have flushed out and eroded the soil
beneath the retaining wall causing the section of the structure to overturn and collapse.
POLICY LIABILITY