- Annual Gross Domestic Product Growth (GDPGR) The annual gross domestic product growth was calculated as the percentage change to the gross domestic product. The demand and the supply for loans and deposits were expected to be
effected by GDPGR, so that it will affect the performance of a bank directly (Kosmidou, 2012).Khrawih (2011) reported a negative significant relationship between GDPGR and ROE