Having a check returned due to insufficient funds can be a costly and humiliating experience.
That’s why we provide “Overdraft Privilege,” a special service for Southside Bank checking account customers.
Spirit Checking and Advantage Investment Accounts are excluded.
Next Checking accounts are excluded from Overdraft Privilege for a minimum of 12 months from account opening, and only permitted thereafter by approved request.
Overdraft Protection gives you an extra level of protection against unanticipated cash flow emergencies and account reconciliation errors.
At Southside Bank, we do not encourage overdrafts.
As always, we encourage you to manage your finances responsibly.
The purpose of this privilege is to save you from the embarrassment, additional merchant fees or other problems that might result if a check is returned.