Be that as it may, a growing deregulation movement has sprung up in the United States since the 1970s that led to deregulation in the air travel, trucking, railroad, banking, and telecommunications industries. The Airline Deregulation Act of 1978 removed all restrictions on entry, scheduling, and pricing in domestic air travel in the United States, and so did the Motor Carrier Act of 1980 allowed banks to pay interest on checking account and increased competition for business loans. The railroad Revitalization and Regulatory Reform Act of 1976 greatly increased the flexibility of railroads to set prices and to determine levels of service and areas of operation. The settlement of the AT&T and Antitrust Case in 1982 opened competition in long-distance telephone service and in telecommunications. Nature gas pipelines and oil are now deregulated, and the banking and electric power industries are now in the process of being deregulated.