Saunders et al. recommend that SME owners need opportunities and time for reflecting as a means of stimulating personal learning – particularly the opportunity to learn from crisis events. However, drawing parallels with Kearney et al., given the severe constraints that SME managers operate, in order to motivate the uptake of such reflective practice, the benefits will need to be clearly demonstrated to SME owners and perhaps subsidized through public policy interventions. The expertise of HRD practitioners must also be harnessed to ensure that SME managers can avail of high quality and appropriate coaching and mentoring and that managers are directly to suitable informal networks. Again, public policy intervention may be required to ensure such recommendations are implemented in practice.