comprehensive billing-management
features for the administrators who
specified them, but were not so good
at protecting patients’ privacy. Automatic
teller machines suffered from
fraud in countries like the United
Kingdom and the Netherlands,
where poor regulation left banks
without sufficient incentive to secure
their systems, and allowed them
to pass the cost of fraud along to their
customers. And one reason the Internet
is insecure is that liability for
attacks is so diffuse.