The Funds may invest in equity securities. The prices of and the
income generated by equity securities may decline in response
to certain events, including the activities and results of the
issuer, general economic and market conditions, regional or
global economic instability and currency and interest rate
fluctuations. There can be no guarantee that the value of any
equity securities held by a Fund will increase in value or that
any income will be derived from such securities. The value of,
and income derived from, equity securities held may fall as well
as rise and a Fund may not recoup the original amount invested
in such securities.