(5) low numbers of Individual, Business and Government participation on ICT
diffusion and penetration. According to Julta et al. [36], government plays a major role to assist ICT diffusion,
where government programs and efforts in partnering with SMEs could boost SMEs development in digital
economy (e-Business). Moreover, government support could also enhance SMEs knowledge in e -Business by
providing funding for e-Business research centres and facilitating e-Business adoption for SMEs through seminars
and workshop (Julta et al., [36]).