Cards (debit cards and credit cards) are still the biggest driver of non-cash payment
volumes globally. Cards accounted for 55.8% of all non-cash payments in 2010, up from
53.4% in 2009 and 35.3% in 2001. Debit cards alone accounted for more than one in
three of all payments, partly as the use of cards for smaller-ticket transactions becomes
more widespread. (Capgemini company et al., 2012)