Sunrise industries wishes to accumulate funds to provide a retirement annuity for its vice president of research,Jill Moran. Ms.Moran,by contract, will retire at the end of exactly 12 years. Upon retirement, she is entitled to receive an annual end-of-year payment of $42000 for exactly 20 years. If she dies prior to the end of the 20-year period, the annual payment will pass to her heirs.during the 12-years "accumulation period" sunrise wishes to fund the annuity by making equal, annual,end-of-year deposits into an account earning 9% interest. once the 20-year "distribution period" begins, sunrise plans to move the accumulated monies into an account earning a guaranteed 12% per year. At the end of the distribution period, the account balance will equal zero. Note that the first deposit will be made at the end of year 1 and that the first distribution payment will be received at the end of year 13.