Five goals of our Group strategy
1. Profitable and sustainable growth
We seek profitable and sustainable growth in our three business segments: Property-Casualty insurance, Life/ Health insurance, and Asset Management.
2. Well-balanced and synergetic business portfolio
Our segments and operating entities complement and enrich each other, primarily by serving the diverse needs of our customers. We exploit the group-wide synergies that stem from our strong brand, our capital allocation, functional and industry best practices, as well as from shared operations and joint investments in technology.
3. Strong capitalization
We strive to protect the capital of our investors and to support our businesses with sufficient capital to withstand shocks and to protect the wellbeing of our customers.
4. World-class investment management
Qualitative growth and solid capitalization depend on a sound and sustainable investment strategy that can generate stable returns and compensate, if necessary, for low interest rates or looming inflation.
5. State-of-the-art risk framework
Through our risk policies, guidelines and systems we ensure that our investment, underwriting and operational decisions are made within the limits of our carefully defined appetite and tolerance for foreseeable risks.