The couple live in the town of Rotoruw on New Zealand's north island.
They ran a gas station which had money problems. They applied for the overdraft to help with their financial difficulties. Locals say the pair left a note on the door of the gas station saying it had closed down. A banking lecturer, Claire Matthews from New Zeland's Massey University, told the local Newstalk ZB radio station that the couple's luck would soon run out. She said: "They've taken funds that they're not entitled to, that are not theirs.... They've (really)become thieves. She said it would only be a matter of time before the police caught them. A Westpac Bank spokesman said the bank and police were treating the couple as criminals.