Tesco in turn went on to offer a wider range of banking services from July 1997 with the assistance of its new partner The Royal bank of Scotland. The original joint venture with NatWest bank proved to be unworkable. In this new partnership, clubcard plus was scaled back in favour of Tesco Personal Finance, with each party committing 25 million to the venture. Against the promise to create a new way of banking, Tesco’s Visa credit card was launched. Travel insurance and loans followed with a high-interest savings account designed to appeal to current clubcard plus members as well as the broader saving public.