You are 23 years old. You need to raise 30,000 pound to spend on setting up a new business an Internet café in the city centre. You have various options. You could borrow the money from a bank, and pay it back over a period of five, ten or fifteen years. Alternatively, you could ask your friends and family to lend it to you. As a last resort you could bet or gamble some money and hope to win enough to start the business