usefulness and ease-of-use were demonstrated to have significant impact on m-trust with similar explanatory power (b = 0.20 and b = 0.19 for perceived usefulness and ease-of-use, respectively). Even though the explanatory power for perceived usefulness was significant, the strength, as compared to prior research, was not as strong. For example, in Koufaris’s study (2002), the strength of perceived usefulness in online purchasing context was stronger