On this regard, we had opportunities to meet more than 200<br>teenagers (from the age 16-30) and business professionals indifferent events, such as public talks, conferences and various<br>meetings) during September 2016 to August 2017. In each<br>event, we asked them "what are their understanding of<br>FinTech", most of the responses were either i) unclear or even<br>ii) don't know. For the remaining very few of the responses<br>with views on FinTech, those responses were mainly focusing<br>on some technical aspect such as blockchain, e-payment but<br>without generalizable view. In fact, the lack of clear definition<br>and weak public understanding of FinTech had led to many<br>practical problems, for example, this had discouraged<br>potential students to consider relevant FinTech educations,<br>consequently the pipeline of FinTech talents to the markets<br>have been negatively affected. The shortage of FinTech<br>professionals had also raised concerns at international level<br>[7].
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